Thursday, February 2, 2012

How it Works - Purchasing Structured Settlements


Recipients of structured settlements are permitted to sell their deferred payment streams to a structured settlement buyer pursuant to state statutes that require certain disclosures, notice to the obligors and state court approval. Through such sales, we purchase structured settlements in a certain number of fixed, scheduled future settlement payments on a discounted basis in exchange for a single lump sum payment, thereby serving the liquidity needs of structured settlement holders.
Typically, the structured settlement purchase process works as follows:
Step 1: 
The individual who has a structured settlement and needs access to a lump sum, contacts our sales group.
Step 2: 
We work with this individual to structure the number of payments purchased for enough to provide a lump sum that will meet his/her needs.
Step 3: 
We complete our underwriting process.
Step 4: 
Upon satisfactory review,  we work closely with the customer through a court ordered process, where the transaction is reviewed by a judge.
Step 5: 
If approved, we conduct a final review of the court-approved transaction where we take the court ordered rights to the annuity payments and pay the customer a lump sum. 


If you have any questions regarding structured settlement buyer options, contact our friendly customer representatives at 888-364-6775.



No comments:

Post a Comment