Sell your structured settlement, lottery winnings or annuity for cash.

At Olive Branch Funding, we help you obtain a lump sum of cash now for your future payments from structured settlements, as well as from lottery awards, casino winnings and annuities. 

We understand that sometimes it's hard to wait for future payments from your structured settlement, lottery winnings or annuity when you need cash now. Your situation in life may have changed from when you received the initial settlement, lottery winnings, or annuity. You may require money now to pay off a debt, doctor or medical expenses, make a large purchase, buy a new home, start a new business or even just to turn over a new leaf.

To help you get started on that road, Olive Branch Funding is here for you. You may want to sell just part or all of your future payments. We work closely with you to find the best solution to fit your specific needs. Let us guide you, starting today, step by step through the procedure of selling your structured settlement payments, lottery and casino winnings or annuity payments for a lump sum.

How to Purchase Structured Settlements

One may look to purchase structured settlements as a form of investment.  A structured settlement purchaser will need to have a good trusting relationship with the other parties involved in the settlement since the process is long and could last for years.

There are many reasons many prefer to deal with structured settlements through a third party.  Companies paying out a settlement may want to avoid paying taxes on settlements for lost wages, so they would rather deal with tax-free personal injury payments.  

Companies may also prefer to deal with lump sum benefits that allow the receiver to pay off debts.  A purchaser of structured settlements should shop around to find several quotes from several brokers.  

Tips from an experienced purchaser can save one lots of trouble in the near and distant future if the purchaser is reliable.A purchaser should be aware of all aspects of the settlement game.  

Purchase Structured Settlements

Companies that purchase structured settlements will buy out your future payments in exchange for advancing you money now, minus their fee. These companies can provide needed cash in a lump sum, far more than your monthly allotment, if that is what you choose to do, instead of staying on the monthly or yearly plan that your structured settlement sets forth.

If you have been involved in a lawsuit for personal injury, product defects, medical malpractice, or wrongful death of a family member, you may have mediated a settlement offer. Many times, since settlements in personal injury cases can be so large, the payouts are structured, or set up to be paid out in increments over time. When a large sum is spread out over many months, or years, there can be some tax advantages, and it does assure the recipient of future income. By taking a large lump sum all at once, the person who receives it gets a large amount of money all at one time, with nothing set aside for future expenses. People who are hurt and have ongoing medical expenses will need a lot of money for their future care, and a structured settlement is good for that purpose.

There is a fee charged, from around 10 to 30 percent of the money advanced, and the transaction is similar to getting a payday advance, except for a lot more money, and the repayments go directly to the company that bought out your settlement. When deciding to sell a settlement, it may be necessary to obtain court approval. Take time to examine several companies who purchase structured settlements before you take action. Oftentimes, smaller competitors offer better rates and terms than the big names like Peachtree and JG Wentworth.